Are Investments made in Insurance Policies good enough for Children Education and Retirement?

Are Investments made in Insurance Policies good enough for Children Education and Retirement?   Mr. Pandya(Name Changed to protect privacy) a senior accountant in a leading corporate who attended my Financial Literacy Seminar in his company and approached me for his financial health checkup. On examining his investments and insurances, I found his entire investments […]

How Investments Habits/Experience inherited from Previous Generation are hurting Wealth Creation Process of New Generation?

How Investments Habits/Experience inherited from Previous Generation are hurting Wealth Creation Process of New Generation?   I have observed that many of new generation Investors are following parents and grandparents while Making Investment. For E.g Investing into Bank FDs OR Investing into Various Small Savings and Post Office Schemes. When asked why, answer would be- […]

Poor Cash Management Skills stopping retail investors from Creating Wealth

Poor Cash Management Skills stopping retail investors from Creating Wealth   I do not have surplus money; how can I Invest– Majority of retail Investor I interact with during my Financial Well Being Workshops have common feedback when it comes to investing. This is common and relates to poor cash management and budgeting skills. Poor […]

How to Save Tax and Create Wealth – Both…

How to Save Tax and Create Wealth – Both…   During my Investor Interactions, I have experienced that Majority of Investors’ purpose of Investing is for Tax Savings only , to avail 80-c tax savings benefit, and that too during January to March only.   I have also experienced that Investors has priority of savings […]

Your First Job… How to plan for your Investments and Financial Life

A Decade or two ago, life was comparatively much simpler financially. One would go to school, maybe to college, married in your 20s, have children by your 30s, work in one company for almost one’s entire working life, buy a home on retirement, and retire peacefully by 60. Things are different now. For starters, life […]

Property/Asset Rich – Cash Poor

Are you Property/Asset Rich – Cash Poor ? During my interaction with Investors and Clients, I keep on coming across cases where investors are Crorepati (From Net worth Point of view) but have taken personal loan @ 15-18% to finance their Financial Goals and ongoing expenses and that too with high paying government Jobs.   […]

Are you Investing without Understanding ‘Real Returns’ ?

Are you Investing without Understanding ‘Real Returns’ ?   Mr. Barot works as a middle executive in accounts department of a Large Corporate. He is 53. He came to my contact after my financial literacy workshop at his company. On conducting his Personal Finance Health Checkup, I found that majority of his investments are in […]

What to do in current Equity Market Conditions?

What to do in current Equity Market Conditions?   Markets are down and volatile since mid January this year after a bumper calendar year 2017. The Major Reasons/Factor for this are ; 1. Markets typically price 1-2 years forwards company earnings and due to higher liquidity i.e more funds getting invested into Equity markets, markets […]

Know Your Financial Rights

We just celebrated our Independence Day, which prompted me to enlist every investors financial rights… Right to know commission paid You have the right to know how much your fund distributor or insurance agent earns from the financial products sold to you. A mutual fund distributor commission, paid by the fund company, is disclosed in […]

PlanetWealth Financial Advisors
Email: care@planetwealth.in
Phone: +919328190022
Url:
First Floor, Modh Mahodaya Bhavan, Opp Chandreshwer Mahadev Temple, Nr. Meghani Circle
Bhavnagar, Gujarat 364001