Things you should know about education loan

Practical tip : Education loan depends on Bank Manager’s Business focus as according to managers I interacted with, their experience with education loan repayment is not as positive as compared to home loan repayment. So start application early and apply with more than one banker so that you do not face problem when you need […]


FAQS RELATED TO NRI BANKING Q: What are the different types of accounts that a NRI can open in India ? Answer :- NRIs / OCBs are permitted to maintain accounts with authorized banks in India, wherein they can remit the funds from abroad. The following types of accounts can be opened by NRIs: NRE […]

How to Select Bond Mutual Funds

Bonds and bond funds are an important part of a balanced investment portfolio. For most investors, the cost of building a diversified bond portfolio is prohibitive. Bond mutual funds are cheaper and more efficient. In general, stocks and stock mutual funds provide higher returns than bond funds over the long term–but that higher return comes […]

A Primer on New Pension Scheme

New pension scheme (NPS): The NPS is the new voluntary contributory pension scheme introduced by central government.   Citizens of India will now have an option of securing their post-retirement life with new pension scheme established by the government under the pension fund regulatory and development authority. (PFRDA) The scheme has come in to effect […]

Buying A Home? Here is Your Checklist!

Buying A Home? Here is Your Checklist! Buyers Checklist Buying a home is a big decision – whether it is your first home or a vacation home. To help you make smart decisions, it is important to think with your head and not your heart. Here are tips for being home smart when you’re in […]

Difference between real estate and security investment

Difference between real estate and security investment Financial assets like bank deposits, equity shares, bonds, mutual funds etc. have distinguishing feature that they are legal claim that are dominated in rupees. Real estate: residential house, land gold silver, diamonds painting etc. are dominated in physical units and not rupees. This is an important difference between […]

Basics of Real Estate Investment Trusts

Real Estate Investment Trusts (REITs) are in the news, with analysts bullish about the potential in India and the Securities and Exchange Board of India looking to tweak norms, to encourage investments. Here is a Primer that will help in understanding what an REIT is, how it works, and the potential investment risks: What are REITs? […]

How as an NRI, you can Invest in real Estate in India ?

Investment in immovable Property • NRI / PIO / Foreign National who is a person resident in India (citizen of Pakistan, Bangladesh, Sri Lanka, Afghanistan, China, Iran, Nepal and Bhutan would require prior approval of the Reserve Bank) may acquire immovable property in India other than agricultural land/ plantation property or a farm house out […]

How to download EPF passbook

The Employees Provident Fund Organisation (EPFO) has initiated a facility, which allows an EPF subscriber to download the EPF passbook using his UAN (Universal Account Number). This facility allows EPF subscribers to download and save their EPF passbook and review the entries made over a period of time. Register on the EPFO portal The subscriber […]

PlanetWealth Financial Advisors
Phone: +919328190022
First Floor, Modh Mahodaya Bhavan, Opp Chandreshwer Mahadev Temple, Nr. Meghani Circle
Bhavnagar, Gujarat 364001