Things you should know about education loan

Practical tip : Education loan depends on Bank Manager’s Business focus as according to managers I interacted with, their experience with education loan repayment is not as positive as compared to home loan repayment. So start application early and apply with more than one banker so that you do not face problem when you need […]

A Primer on New Pension Scheme

New pension scheme (NPS): The NPS is the new voluntary contributory pension scheme introduced by central government.   Citizens of India will now have an option of securing their post-retirement life with new pension scheme established by the government under the pension fund regulatory and development authority. (PFRDA) The scheme has come in to effect […]

How to download EPF passbook

The Employees Provident Fund Organisation (EPFO) has initiated a facility, which allows an EPF subscriber to download the EPF passbook using his UAN (Universal Account Number). This facility allows EPF subscribers to download and save their EPF passbook and review the entries made over a period of time. Register on the EPFO portal The subscriber […]

A primer on Bucket Strategy for Retirement Fund Management..

How to Use the Bucket Approach to Make Your Retirement Savings Last The idea is to set up three or more buckets with different asset classes and different time horizons for liquidating the funds. It will stretch your money over a longer period. Years ago most retirees could rely on pension income from a former employer for […]

Know Your Financial Rights…

We just celebrated our Independence Day, which prompted me to enlist every investors financial rights… Right to know commission paid You have the right to know how much your fund distributor or insurance agent earns from the financial products sold to you. A mutual fund distributor commission, paid by the fund company, is disclosed in […]

Your First Job… How to plan for your Investments and Financial Life

A Decade or two ago, life was comparatively much simpler financially. One would go to school, maybe to college, married in your 20s, have children by your 30s, work in one company for almost one’s entire working life, buy a home on retirement, and retire peacefully by 60. Things are different now. For starters, life […]

Property/Asset Rich – Cash Poor

Are you Property/Asset Rich – Cash Poor ? During my interaction with Investors and Clients, I keep on coming across cases where investors are Crorepati (From Net worth Point of view) but have taken personal loan @ 15-18% to finance their Financial Goals and ongoing expenses and that too with high paying government Jobs.   […]

What to do in current Equity Market Conditions?

What to do in current Equity Market Conditions?   Markets are down and volatile since mid January this year after a bumper calendar year 2017. The Major Reasons/Factor for this are ; 1. Markets typically price 1-2 years forwards company earnings and due to higher liquidity i.e more funds getting invested into Equity markets, markets […]

PlanetWealth Financial Advisors
Email: care@planetwealth.in
Phone: +919328190022
Url:
First Floor, Modh Mahodaya Bhavan, Opp Chandreshwer Mahadev Temple, Nr. Meghani Circle
Bhavnagar, Gujarat 364001